We take a broad-based approach to
the management of risk. We understand that the activities that contribute to employee
injuries might
also lead to lawsuits. We assist in reducing the potential for
employee injuries, which also helps to manage the likelihood of liability
litigation and property losses.
Whether you are policyholder or an independent client, we
focus our loss control services on your operations and concerns. Our
staff has the knowledge and skills of our discipline; you possess the
knowledge and skills necessary to manage your operations. You tell us
about your business and we share with you what we know about ours. This exchange of information allows us to target our loss control services
to your operations and increases your ability to identify and manage your
exposures to loss. This approach differs significantly from the traditional
insurance company inspection of your premises. Unlike many insurance
company inspectors who look at your operation primarily to cite
deficiencies, we work with you to develop a unique and comprehensive program
to control your losses. If we visit your premises and observe
conditions that present an exposure to loss, we discuss them with you. We ask about your operations so that we understand why the conditions exist. Then we help you to develop a plan to correct problems. While this
process may include formal recommendations, it may also include training
your employees and providing sample policies and checklists to improve the
safety of the work place as well as the quality of your products or
services.
Loss Control Services include:
- Evaluating
your loss prevention and/or risk management needs and conducting loss control
surveys of your premises and operations.
- Analyzing
the causes of accidents in your workplace so you can eliminate or reduce hazards that lead to injury and
loss.
- Helping
you to interpret federal and state laws, acts, or regulations that may apply to your
operations.
- Conducting safety and health surveys that help you identify all
reasonably discoverable occupational safety and health hazards as well as
conditions or practices that may not comply with applicable state and federal
laws or regulations.
- Evaluating workplace design, layout, and operations and assistance
with modifications to the job site using an ergonomic approach.
- Helping you to
evaluate and improve your safety and risk management practices.
- Assisting you to identify health and safety training needs and in obtaining available
resources.
- Assisting
you to obtain Industrial health and industrial hygiene services
when appropriate.
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- Providing on-going services to evaluate the effectiveness of the services we
have provided and your implementation of the appropriate hazard controls.
- Providing
return-to-work coordination services in cooperation with our Claims Department
- Assessing operational procedures and processes to reduce liability
exposures.
- Providing
recommendations and risk management guidelines based on
loss control surveys.
- Helping you with your safety management training programs.
- Consulting
on technical safety management issues, including:
- Pollution and
environmental hazards,
- Disease
hazards,
- Accidental
occurrences,
- Fire
prevention and detection,
- Liability for
acts from the course of business,
- Slip and fall
hazards,
- Product
injury, and
- Hazards that
may be unique to your operations.
- Training in
safety management techniques.
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